Does USAA offer motorcycle insurance? Yes, USAA is a well-known brand in the insurance business because of its affordable premiums and excellent customer service. Apart from an array of financial services, USAA offers homeowners’ and auto insurance.

The fact that USAA only offers insurance to current or former military people and their families is the only explanation for this company’s lack of popularity. Other than that, reviews are excellent.

When it comes to motorcycle insurance, this company is the first option of many USAA members. When getting motorcycle insurance from USAA, there’s a catch. The administration of the plan will be managed by Progressive, as USAA does not provide its own motorcycle insurance.

Even though USAA doesn’t directly sell motorcycle insurance, you can still purchase coverage via them. Just like its other offerings, USAA motorbike insurance is reasonably priced. Learn more about USAA’s collaboration with Progressive by reading on.

What is USAA motorcycle insurance?

USAA does not promote its own insurance for motorcycles. Instead, Friendly and USAA collaborate to offer its clients premium motorcycle insurance.

The following essential protections are yours to select when you buy motorcycle insurance from USAA:

Insurance Coverage Overview

• Accountability: Covers losses and injuries in accidents.
• Entire: Covers costs of repairs for damage caused by weather, animals, fire, theft, and vandalism.
• Crash: Pays for harm caused to others.
• Driver Without or Underinsured: Protects against uninsured or underinsured drivers.
• Medical Payments: Covers post-accident medical costs.

Which motorbike models are covered by USAA?

While most people associate motorbikes with street bikes or vintage cruisers, USAA provides coverage for a wide range of automobiles. Among them are:

• Cruisers: Classic style motorcycles with high handlebars, forward foot-pegs, and full-view engine. Popular brands include Harley-Davidson, Indian, and Honda.
• Dirt bikes: Off-road enthusiasts with knobby tires, light chassis, and better suspension. Popular brands include Honda CRFs, Kawasakis, and Yamahas.
• Touring motorcycles: Comfortable motorcycles for long rides. Popular brands include Harley-Davidson, BMW, and Indian.
• All-terrain vehicles (ATVs): Off-road vehicles with three or four wheels. Popular brands include Polaris, Suzuki, and Yamaha.
• Sport bikes: Reactive handling, quick acceleration, and dangerous, with Honda, Kawasaki, and Ducati being popular brands.
• Mopeds and scooters: Greener alternatives to traditional vehicles. Popular brands include Vespa, Yamaha, and Honda.
• Utility task vehicles (UTVs/SXS): Work setting vehicles with powerful engines and more seats.

Coverage Options:

USAA started using the company Progressive Insurance to handle their motorcycle insurance outsource in recent years. The policy has a one-year duration and numerous possibilities, including:

• Liability: Covers you for any property damage and personal injuries you cause in a bike accident.
• Comprehensive: Provides coverage for bodily harm to your motorcycle resulting from non-collision-related incidents like fire, falling items, and weather-related disasters.
• Collision: Coverage for your bike’s physical damage in the event that you are at fault.
• Coverage for customized parts and equipment is up to $30,000.
• Damages incurred in a motorbike accident involving an uninsured motorist are covered under uninsured/underinsured motorist coverage.
• Medical Payments: Covers medical expenses for both you and your passenger, regardless of fault.
• Roadside Assistance: Should your motorcycle break down while traveling, this optional coverage will come in handy. It covers towing and emergency repairs.

Options for Payment

USAA provides a range of easy payment choices to its members. You can choose to pay in full or in monthly installments. Payment methods include credit card, debit card, electronic fund transfer, money order, cheque, phone, mail, and internet, including PayPal. You can also use your bank account to arrange automatic payments.

Mobile App

You can now utilize Samsung Page, Apple Pay, and Google Pay for payments using free mobile tools from USAA. You can also link your debit card to your phone and make payments that way. You may pay bills online as well as access all of your USAA accounts and products. There are also ATMs and resources to find loans.

Rebates

The variety of fantastic discounts available to members is one of the biggest arguments for service personnel to select USAA. Here is a small selection of the USAA savings that are offered:

• Multiple Policy: You can save money on your motorbike policy by purchasing additional insurance from USAA, such as homeowners’ and auto insurance.
• Multiple Vehicle: Insuring multiple bikes with USAA saves you money if you own more than one.
• Loyalty Discount: This is a savings offered at renewal for continuing your USAA coverage.
• Defensive Driving Discount: Discount for a driving course authorized by the USAA.
• Driver’s Training Discount: Enrolling in a recognized motorcycle training program entitles you to a discount.
• “Good Student”: Awarded to college and high school students who consistently maintain a high grade point average.
• Family Discount: 10% off for joining and obtaining USAA insurance for family members.
• New Motorcycle: You are eligible to purchase a new motorcycle if your current one is three years old or less.

Pros & Cons of USAA

Pros

• exceptional scores for strength in finances.
• Outstanding claims record and client service.
• Insurance at affordable prices for active military personnel.
• A part of revenues are distributed to members by USAA.
• 24/7 customer support and claims processing.

Cons

• Only active duty personnel and their families are eligible for USAA.
• Until you become a member, many of the perks are not displayed on the website.

Details of Contact

To learn more about USAA motorbike insurance and its other products for military people, visit the USAA website or contact them by phone at 800-531-USAA (8722).